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ADCB Murabaha New Car Finance – Salaried

  •   June 30, 2017

Min Salary AED 5,000
Flat Rate (As Advertised) 2.49% p.a.
Reducing Rate (est. equivalent) 4.52% p.a.
Arrangement Fee 1%
Down payment 20%
Max Finance Amount 1,500,000
Early Settlement Fee 1%



  • There is a long repayment tenure of up to 60 months. You can earn 50 ADCB TouchPoints for every AED 1,000 of your finance amount.


  • This finance is Shariah-compliant.
  • You are required to put 20% as down payment for this finance.
  • The maximum amount of finance offered is AED 1,500,000.
  • You require a minimum salary of AED 5,000 per month to be eligible.
  • It is not a requirement to transfer your salary to apply.
  • The processing fee for Aspire customers is 1% of the finance amount (Minimum AED 500 and Maximum AED 2,500). Privilege Club members pay 0.50% of finance amount and Excellency Customers pay 0% of finance amount.
  • The early settlement fee for this finance is 1% of the outstanding amount (principal + profit) to date. All other outstanding profit is waived.
  • The rate starts at 2.49% based on a flat rate. It will vary according to the customer profile and the dealer the car is purchased from.
  • The flat rate of this finance is 2.49% and the equivalent rate in reducing balance is 4.52%. The calculation used is a multiplication of the flat rate by 1.814 and this is indicative only.

ADCB Murabaha New Car Finance – Salaried
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