ADCB Murabaha New Car Finance for Self Employed

    Min SalaryAED 15,000
    Flat Rate (As Advertised)2.49% p.a.
    Reducing Rate (est. equivalent)4.52% p.a.
    Arrangement Fee1%
    Down payment20%
    Max Finance Amount750,000
    Early Settlement Fee1%



    • There is a long repayment tenure of 36 months. You can earn 50 ADCB TouchPoints for every AED 1,000 of your finance amount.


    • This finance is sharia-compliant.
    • You are required to put 20% as down payment for this finance.
    • The maximum amount of finance offered is AED 750,000.
    • To be eligible for this finance, minimum monthly income should be AED 15,000.
    • It is not a requirement to transfer your income to the bank to be eligible for this finance.
    • The processing fee for Aspire customers is 1% of the finance amount (Minimum AED 500 and Maximum AED 2,500). Privilege Club members pay 0.50% of finance amount and Excellency Customers pay 0% of finance amount.
    • The early settlement fee is 1% of outstanding balance.
    • The rate starts at 2.49% based on a flat rate if you buy the car from Dubai dealers: Gargaash Enterprises and Al Nabooda or Abu Dhabi dealers: EMC, Abu Dhabi Motor, Ali & Sons. The rate starts at 2.75% based on a flat rate if you buy the car from all other dealers.
    • The flat rate of this finance is 2.49% and the equivalent rate in reducing balance is 4.52%. The calculation used is a multiplication of the flat rate by 1.814 and this is indicative only.

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