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ADCB New Car Loan

  •   June 30, 2017

Min Salary AED 5,000
Flat Rate (As Advertised) 2.75% p.a.
Reducing Rate (est. equivalent) 4.99% p.a.
Arrangement Fee 1%
Down payment 20%
Max Finance Amount 500,000
Early Settlement Fee 1%



  • There is a long repayment tenure of 60 months. You can earn 50 ADCB TouchPoints for every AED 1,000 of your finance amount.


  • You are required to put 20% as down payment for this product.
  • The maximum amount of finance offered is AED 500,000.
  • You require a minimum salary of AED 5,000 per month to be eligible.
  • It is not a requirement to transfer your salary to apply.
  • 1% of loan amount [Min AED500 and Max AED2500]; 0.5% for Privilege Club and 0% for Excellency Clients
  • The early settlement fee for this finance is 1% of the outstanding amount (principal + profit) to date. All other outstanding profit is waived.
  • The rate starts at 2.75% based on a flat rate. It will vary according to the customer profile and the dealer the car is purchased from.
  • The flat rate of this finance is 2.75% and the equivalent rate in reducing balance is 4.99%. The calculation used is a multiplication of the flat rate by 1.814 and this is indicative only

ADCB New Car Loan
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