ADCB Personal Loan for Expats

  •   Deal Expired
Min SalaryAED 5,000
Salary TransferYes
Max Finance AmountAED 1,500,000
Arrangement Fee1%
Flat Rate (est. equivalent)From 3.45% p.a.
Reducing Rate(As Advertised)From 6.25% p.a.
Early Settlement Fee1%



  • The maximum amount of finance offered is AED 1,500,000. Loan repayment up to 48 months.


  • Loan repayment period is up to 48 months.
  • You require a minimum salary of AED 5,000 per month to be eligible.
  • It is a requirement to transfer your salary to apply.
  • The processing fee is 1% of the loan amount for Aspire and Privilege customers and 0.5% for Excellency customers. [Min AED 500; Max AED 2,500].
  • The early settlement fee for this finance is 1% of the outstanding amount (principal + profit) to date. All other outstanding profit is waived.
  • The Insurance fee for Aspire and Privilege customers is 1% of loan amount and 0.5% of the loan amount for Excellency customers.
  • Loan repayment period is up to 48 months; The rate for salary from AED 5,000 to AED 7,999 is 12.99%; the rate for salary from AED 8,000 to AED 11,999 is 10.75%; the rate for salary from AED 12,000 to AED 14,999 is 8.75%; the rate for salary of AED 15,000 to AED 19,999 is 7.75% and above AED 20,000 is 6.99%. For Privilege customers the rate is 6.75% and for Excellency customers the rate is 6.25%. All rates are calculated on reducing balance.
  • The reducing rate of this finance is 6.25% and the equivalent flat rate is 3.45%. The calculation used is a division of the reducing rate by 1.814 and this is indicative only.


ADCB - Dubaisavers

More on ADCB 

ADCB is a full-service commercial bank offering a wide range of products and services such as retail banking, wealth management, private banking, corporate banking, commercial banking, cash management, investment banking, corporate finance, … see more..