ADCB Self Employed Salam Smart Finance

    Min SalaryAED 1,000,000
    Max Finance AmountAED 1,500,000
    Arrangement Fee1%
    Flat Rate (est. equivalent)From 8.26% p.a.
    Reducing Rate (As Advertised)From 14.99% p.a.
    Early Settlement Fee1%



    • Repayment tenure of 48 months, high finance amount.


    • This finance is sharia-compliant.
    • The maximum amount of finance offered is AED 1,500,000.
    • Your business must have a minimum annual turnover of AED 1,000,000 to be eligible for this finance.
    • It is not a requirement to transfer your income to the bank to be eligible for this finance.
    • The processing fee is 1% of the total finance amount. [Min AED 500; Max no cap]
    • The early settlement fee is 1% of outstanding balance.
    • The Takaful fee is 0.75% of the finance amount.
    • The profit rate starts at 14.99% per annum based on a reducing balance. It will vary depending on length of business and turnover. The rate is calculated on a reducing balance.
    • The reducing rate of this finance is 14.99% and the equivalent flat rate is 8.26%. The calculation used is a division of the reducing rate by 1.814 and this is indicative only.

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    ADCB is a full-service commercial bank offering a wide range of products and services such as retail banking, wealth management, private banking, corporate banking, commercial banking, cash management, investment banking, corporate finance, … see more..

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