ADIB Spice Card for Expats

  •   June 29, 2017


Profit Rate3.09%
Balance TransferYes
CashbackYes
Annual FeeAED 199
Min SalaryAED 12,000
FX Rate3%

 

MAIN BENEFITS

  • Get up to 9% cashback on your spends
  • Avail dining offers of up to 25% at participating restaurants
  • Convert your jewelry purchases into easy monthly installments of up to 6 months at 0% profit rate at participating outlets
  • Avail Priceless Arabia offers from MasterCard.

OVERVIEW OF FEATURES

  • This is an Islamic Card.
  • You require a minimum salary of AED 12,000 per month to be eligible for this card.
  • Free grace period up to 55 days to repay your outstanding balance. Profit rate is 3.09% per month.
  • The foreign currency rate applicable on overseas transactions is 3%
  • The annual fee applicable on this card is AED 199.
  • Earn 1 reward point for every 1 AED spend on your card domestically, and earn 2 reward points on every 1 AED spent internationally.Points can be redeemed towards airline tickets, shopping mall vouchers, and much more.
  • ADIB Reward Points can be redeemed for airline tickets.
  • Get up to 9% cashback on all restaurant spends, 7% cashback on supermarket and grocery spends, 4% cashback on fuel and 1% cashback on all utility payments. Minimum monthly spend of AED 3,000 (in the statement cycle) is required to avail cashback. Maximum cashback of AED 50 on utility payments, AED 200 on restaurant spends, AED 50 on fuel and AED 100 on grocery spends can be earned.
  • A balance transfer fee of 3% or AED 300 will apply; No profit for the first 12 months.

ADIB Spice Card for Expats
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