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Ajman Bank PDC for Expats

      Min SalaryAED 10,000
    Salary TransferNo
    Max Finance AmountAED 250,000
    Arrangement Fee1%
    Flat Rate (est. equivalent)From 4.13% p.a.
    Reducing Rate (As Advertised)From 7.5% p.a.
    Early Settlement Fee1%



    • Fast processing, minimal documentation and finance up to AED 250,000.


    • This finance is sharia-compliant.
    • Finance repayment period is up to 48 months
    • You require a minimum salary of AED 10,000 per month to be eligible.
    • It is not required to transfer your salary to apply.
    • The arrangement fee is 1% of the finance amount (min AED 500 and Max AED 2,500).
    • The early settlement fee for this finance is 1% of the outstanding amount (principal + profit) to date, or AED 10,000, whichever is lower. The bank has the discretion to waive any or all of the total outstanding profit.
    • Takaful is offered free of cost.
    • The rate starts at 7.5% per annum based on a reducing balance. It will vary depending on customer profile.
    • The reducing rate of this finance is 7.5% and the equivalent flat rate is 4.13%. The calculation used is a division of the reducing rate by 1.814 and this is indicative only
    • This rate is calculated on a reducing balance

    Ajman Bank - Dubaisavers

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    Ajman Bank is a young, agile Islamic commercial bank built on the values of integrity, trust and transparency. The first Islamic bank incorporated in the Emirate of Ajman, the Bank was established … see more..

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