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Ajman Bank PDC for Expats

  •   June 30, 2017

  Min Salary AED 10,000
Salary Transfer No
Max Finance Amount AED 250,000
Arrangement Fee 1%
Reducing/Flat Reducing
Flat Rate (est. equivalent) From 4.13% p.a.
Reducing Rate (As Advertised) From 7.5% p.a.
Early Settlement Fee 1%



  • Fast processing, minimal documentation and finance up to AED 250,000.


  • This finance is sharia-compliant.
  • Finance repayment period is up to 48 months
  • You require a minimum salary of AED 10,000 per month to be eligible.
  • It is not required to transfer your salary to apply.
  • The arrangement fee is 1% of the finance amount (min AED 500 and Max AED 2,500).
  • The early settlement fee for this finance is 1% of the outstanding amount (principal + profit) to date, or AED 10,000, whichever is lower. The bank has the discretion to waive any or all of the total outstanding profit.
  • Takaful is offered free of cost.
  • The rate starts at 7.5% per annum based on a reducing balance. It will vary depending on customer profile.
  • The reducing rate of this finance is 7.5% and the equivalent flat rate is 4.13%. The calculation used is a division of the reducing rate by 1.814 and this is indicative only
  • This rate is calculated on a reducing balance

Ajman Bank PDC for Expats
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