Ajman Bank Personal Finance for Hajj & Umrah for UAE Nationals (STL)

  •   Deal Expired
  Min SalaryAED 6,500
Salary TransferYes
Max Finance AmountAED 3,000,000
Arrangement Fee1%
Flat Rate (est. equivalent)From 4.13% p.a.
Reducing Rate (As Advertised)From 7.5% p.a.
Early Settlement Fee1%



  • Fast processing, minimal documentation and finance up to AED 3,000,000.


  • This finance is sharia-compliant.
  • Finance repayment period is up to 48 months.
  • You require a minimum salary of AED 6,500 per month to be eligible.
  • It is a requirement to transfer your salary to apply.
  • The arrangement fee is 1% of the finance amount (min AED 500 and Max AED 2,500).
  • The early settlement fee for this finance is 1% of the outstanding amount (principal + profit) to date, or AED 10,000, whichever is lower. The bank has the discretion to waive any or all of the total outstanding profit.
  • Takaful is offered free of cost.
  • The rate starts at 7.5% per annum based on a reducing balance. It will vary depending on customer profile.
  • The reducing rate of this finance is 7.5% and the equivalent flat rate is 4.13%. The calculation used is a division of the reducing rate by 1.814 and this is indicative only.
  • This rate is calculated on a reducing balance

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Ajman Bank is a young, agile Islamic commercial bank built on the values of integrity, trust and transparency. The first Islamic bank incorporated in the Emirate of Ajman, the Bank was established … see more..