HSBC Personal Loan

  •   Deal Expired
Min SalaryAED 7,500
Salary TransferYes
Max Finance AmountAED 750,000
Arrangement Fee1%
Flat Rate (est. equivalent)3.3% p.a.
Reducing Rate (As Advertised)5.99% p.a.
Early Settlement Fee1%



  • Easy renewal for 12 month loans
  • Minimum balance waiver – automatically get an HSBC Current Account with no minimum balance requirement for the duration of your finance
  • Finance buy-out facility – transfer your existing finances with another bank to HSBC
  • Installment deferment option – defer your monthly installment up to 2 times a year
  • Pricing Discount for Premier and Advance customers


  • Finance up to AED 600,000 for Expatriates and AED 750,000 for UAE Nationals.
  • You require a minimum salary of AED 7,500 per month to be eligible.
  • It is a requirement to transfer your salary to apply
  • The arrangement fee is 1% of loan amount (Min AED 500; Max AED 2,500).
  • The early settlement fee is 1% of remaining balance.
  • It is not compulsory to get insurance.
  • Finance repayment period is up to 48 months.
  • The reducing rate of this finance is 5.99% and the equivalent flat rate is 3.3%. The calculation used is a division of the reducing rate by 1.814 and this is indicative only
  • This rate is calculated on a reducing balance