Sharjah Islamic Bank Smiles World MasterCard Credit Card
|Annual Fee||AED 399|
|Min Salary||AED 15,000|
- Powered by the Smiles SIB unique Rewards program – Earn 1.5 Smile rewards for 2 Dirhams spent on purchases
- Free lounge access to over 500 airports worldwide
- Insurance benefits
- Purchase Protection, Extended Warranty and Travel Insurance
- International Concierge dedicated for World cardholders and Emergency Services
- Exclusive Travel benefits (e.g. Airport Lounge Access through LoungeKey
- 900+ hotel benefits
- Hertz Gold membership and discounts Airport Meet & Greet facilities worldwide)
- This is an Islamic card
- You require a minimum salary of AED 15,000 per month to be eligible for this card.
- Grace period of up to 17 days from the statement date. A profit rate of 2.49% per month is applicable on the outstanding amount.
- The foreign currency rate applicable on overseas transactions is 3.5%
- There is an Annual Fee of AED 399, however this will be reversed on a spend of AED 25,000 in the first year.
- Earn 1.5 Smiles rewards for every AED 2 spent on the card
- There is a miles program on this card
- No cashback is rewarded for this card
- No Balance Transfer facility available