Sharjah Islamic Bank Smiles World MasterCard Credit Card

  •   Deal Expired
Profit Rate2.49%
Annual FeeAED 399
Min SalaryAED 15,000
FX Rate3.5%



  • Powered by the Smiles SIB unique Rewards program – Earn 1.5 Smile rewards for 2 Dirhams spent on purchases
  • Free lounge access to over 500 airports worldwide
  • Insurance benefits
  • Purchase Protection, Extended Warranty and Travel Insurance
  • International Concierge dedicated for World cardholders and Emergency Services
  • Exclusive Travel benefits (e.g. Airport Lounge Access through LoungeKey
  • 900+ hotel benefits
  • Hertz Gold membership and discounts Airport Meet & Greet facilities worldwide)


  • This is an Islamic card
  • You require a minimum salary of AED 15,000 per month to be eligible for this card.
  • Grace period of up to 17 days from the statement date. A profit rate of 2.49% per month is applicable on the outstanding amount.
  • The foreign currency rate applicable on overseas transactions is 3.5%
  • There is an Annual Fee of AED 399, however this will be reversed on a spend of AED 25,000 in the first year.
  • Earn 1.5 Smiles rewards for every AED 2 spent on the card
  • There is a miles program on this card
  • No cashback is rewarded for this card
  • No Balance Transfer facility available