Sharjah Islamic Bank Smiles World MasterCard Credit Card

    Profit Rate2.49%
    Annual FeeAED 399
    Min SalaryAED 15,000
    FX Rate3.5%



    • Powered by the Smiles SIB unique Rewards program – Earn 1.5 Smile rewards for 2 Dirhams spent on purchases
    • Free lounge access to over 500 airports worldwide
    • Insurance benefits
    • Purchase Protection, Extended Warranty and Travel Insurance
    • International Concierge dedicated for World cardholders and Emergency Services
    • Exclusive Travel benefits (e.g. Airport Lounge Access through LoungeKey
    • 900+ hotel benefits
    • Hertz Gold membership and discounts Airport Meet & Greet facilities worldwide)


    • This is an Islamic card
    • You require a minimum salary of AED 15,000 per month to be eligible for this card.
    • Grace period of up to 17 days from the statement date. A profit rate of 2.49% per month is applicable on the outstanding amount.
    • The foreign currency rate applicable on overseas transactions is 3.5%
    • There is an Annual Fee of AED 399, however this will be reversed on a spend of AED 25,000 in the first year.
    • Earn 1.5 Smiles rewards for every AED 2 spent on the card
    • There is a miles program on this card
    • No cashback is rewarded for this card
    • No Balance Transfer facility available

    Sharjah Islamic Bank - Dubaisavers

    More on Sharjah Islamic Bank 

    SIB started servicing the society in 1975; providing banking services to individuals and companies. An Amiri decree; released by His Highness Dr. Sheikh Sultan Bin Mohamed Al Qassimi the member of the … see more..

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