United Arab Bank Cash Flow Salary Transfer Personal Loan

    Min SalaryAED 10,000
    Salary TransferYes
    Max Finance AmountAED 400,000
    Arrangement Fee0.45%
    Flat Rate (est. equivalent)2.19% p.a.
    Reducing Rate (As Advertised)3.99% p.a.
    Early Settlement Fee1%



    • New to the UAE customers can apply, as no minimum length of service is required
    • Specially designed for paying property rent or school fees upfront with one cheque
    • Loans of up to 12 times of customer’s salary.


    • Loan repayment period is up to 12 months.
    • You require a minimum salary of AED 10,000 per month to be eligible.
    • It is a requirement to transfer your salary to apply.
    • The processing fee is 0.45% of loan amount.
    • The early settlement fee is 1% of the remaining balance.
    • The insurance fee is 0.45% of loan amount.
    • The rate is calculated on a reducing balance. It starts at 3.99%.
    • The reducing rate of this finance is 3.99% and the equivalent flat rate is 2.19%. The calculation used is a division of the reducing rate by 1.814 and this is indicative only.

    United Arab Bank - Dubaisavers

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