United Arab Bank Cash Flow Salary Transfer Personal Loan

  •   July 14, 2017

Min SalaryAED 10,000
Salary TransferYes
Max Finance AmountAED 400,000
Arrangement Fee0.45%
Flat Rate (est. equivalent)2.19% p.a.
Reducing Rate (As Advertised)3.99% p.a.
Early Settlement Fee1%



  • New to the UAE customers can apply, as no minimum length of service is required
  • Specially designed for paying property rent or school fees upfront with one cheque
  • Loans of up to 12 times of customer’s salary.


  • Loan repayment period is up to 12 months.
  • You require a minimum salary of AED 10,000 per month to be eligible.
  • It is a requirement to transfer your salary to apply.
  • The processing fee is 0.45% of loan amount.
  • The early settlement fee is 1% of the remaining balance.
  • The insurance fee is 0.45% of loan amount.
  • The rate is calculated on a reducing balance. It starts at 3.99%.
  • The reducing rate of this finance is 3.99% and the equivalent flat rate is 2.19%. The calculation used is a division of the reducing rate by 1.814 and this is indicative only.

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