United Arab Bank Personal Loan for Expats

  •   Deal Expired
Min SalaryAED 6,000
Salary TransferYes
Max Finance AmountAED 2,000,000
Arrangement Fee1%
Flat Rate (est. equivalent)3.02% p.a.
Reducing Rate (As Advertised)5.49% p.a.
Early Settlement Fee1%



  • Loan repayment up to 48 months.


  • Loan repayment period is up to 48 months.
  • You require a minimum salary of AED 6,000 per month to be eligible
  • It is a requirement to transfer your salary to apply
  • The processing fee is 1% of loan amount [Min AED 500 & Max AED 2,500].
  • The early settlement fee is 1% of the remaining balance.
  • The insurance fee is 1% of loan amount.
  • The rate is calculated on a reducing balance. It varies depending on salary and whether company is listed with the bank. For salaries up to AED 10,000 the rate starts at 10.99%. For salaries between AED 10,000 to 20,000 it starts at 7.49%. For salaries between AED 20,000 to 40,000 it starts at 5.99%. For salaries above AED 40,000, it starts at 5.49%.
  • The reducing rate of this finance is 5.49% and the equivalent flat rate is 3.02%. The calculation used is a division of the reducing rate by 1.814 and this is indicative only.

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