United Arab Bank Personal Loan for UAE Nationals

    Min SalaryAED 6,000
    Salary TransferYes
    Max Finance AmountAED 2,000,000
    Arrangement Fee1%
    Flat Rate (est. equivalent)3.02% p.a.
    Reducing Rate (As Advertised)5.49% p.a.
    Early Settlement Fee1%



    • Loan repayment up to 48 months.


    • Loan repayment period is up to 48 months.
    • You require a minimum salary of AED 6,000 per month to be eligible.
    • It is a requirement to transfer your salary to apply.
    • The processing fee is 1% of the loan amount [Min AED 500 & Max AED 2,500].
    • The early settlement fee is 1% of the remaining balance.
    • The insurance fee is 1% of loan amount.
    • The rate is calculated on a reducing balance. It varies depending on salary and whether company is listed with the bank. For salaries up to AED 10,000 the rate starts at 10.99%. For salaries between AED 10,000 to 20,000 it starts at 7.49%. For salaries between AED 20,000 to 40,000 it starts at 5.99%. For salaries above AED 40,000, it starts at 5.49%.
    • The reducing rate of this finance is 5.49% and the equivalent flat rate is 3.02%. The calculation used is a division of the reducing rate by 1.814 and this is indicative only.

    United Arab Bank - Dubaisavers

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